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Buy What You Love Without Going Broke

Transform Your Spending and Get More of What Money Can't Buy

ebook
0 of 1 copy available
0 of 1 copy available

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice—from the hosts of the beloved Frugal Friends podcast.

There's a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value—instead of what others are telling you to value?

This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that's a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don't value everything.

The Frugal Friends' wisdom comes from personal experience: Jen paid off $78,000 of debt in two years without a six-figure income, while Jill has a background in social work and downsized to an RV to pay off student loans. Together, their advice is both relatable and actionable.

In their debut book, they share a plan for sifting through what's not important to find the things you truly love spending money on. You'll learn how to

  • Analyze your current spending and identify what you value
  • Prioritize your values when you can't afford everything
  • Identify the root causes of your impulse spending
  • Make your habit changes stick long-term
  • From credit card and student loan debt to the rising costs of childcare and homes; it has never been more important to get control of your spending. Jen and Jill show you how to do it in a way that's healthy, not shameful, while exploring topics like overconsumption, self-worth, and the insidious history behind our consumption-obsessed culture.

    If you want to reach your goals and feel good about your finances, Buy What You Love Without Going Broke offers a holistic approach to reshape the way you think about spending money.

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      • Library Journal

        Starred review from December 1, 2024

        Personal finance expert Smith and licensed clinical social worker Sirianni cohost the Frugal Friends podcast, in which they tell listeners how to save more and spend less, with advice based on personal experiences; the two have each paid off considerable debt while still enjoying life. Their book shows readers how to make financial decisions based on what they value, and it offers a critical reframing: spending habits are actions, not identities. It presents various strategies, asserting that budgeting practices and preferences are as unique and individual as the objects or experiences people decide to pick up or put back on the shelf. Some of the tactics will feel familiar, such as tracking and analyzing spending. But the authors' reflections about why they bought specific things in the past may motivate readers to think in new, nonjudgmental ways about how their own beliefs influence their purchases. VERDICT An excellent library purchase that's holistic and empowering. Readers are sure to cherish this title's authenticity, action steps, and key takeaways.--Emily Bowles

        Copyright 2024 Library Journal, LLC Used with permission.

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    • Kindle Book
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    • EPUB ebook

    Languages

    • English

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